http://www.debthelper.com an outstanding company providing credit counseling courses which are required before and after you file for bankruptcy as an approved agency by the court (pre-filing and post-filing). Certificates will be timely sent to you and your bankruptcy petition preparer. Online or telephone services available.
www.ftc.gov/os/2008/01/V080004letter.pdf"Conclusion""The choice of whether to use a lawyer or non-lawyer service provider should rest with the consumer unless it is clear that specialized legal skills or training are required. Lawyer/nonlawyer competition benefits consumers, particularly when there is no evidence that consumers have been harmed by non-lawyer service providers. We urge the Court to revise the proposed rule to preserve competition in service areas for which the knowledge and skill of a lawyer is not required.
The Justice Department and the FTC thank you for this opportunity to present our views. We would be pleased to address any questions or comments regarding this letter.
Thomas O. Barnett
Assistant Attorney General"
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